Peachy Loans - description of the lender

Company

Peachy Loans - offering short term loans from £50 - £700.

Application processing time

- Peachy office opening times are Mon-Fri 7am-8pm and Sat-Sun 9am to 5.30pm.
- Peachy usually process your application within minutes. After that it is only a case of how fast the bank transfer can be completed.
- Usually it takes about 15 minutes.
- A two hour wait should be the most you will have to endure.
- In case you have an account in smaller bank, transfer may take 3 working days to arrive. Peachy will contact you if this is the case.

Requirements

- You must be aged 18 or over;
- You must have regular monthly income of at least £600 credited to a valid UK bank account;
- You need to have a UK bank account with a valid debit card associated with it;
- To verify your debit card, you must have at least £0,01 on your debit card.

Important

- You will have the option of repaying the loan earlier if you wish with no hidden charges.
- You must ensure that you have enough funds available on your debit card on the due date. We will collect the loan repayment from your debit card automatically.
- If you want to repay the loan before the due date, just send us a text REPAY to 67788 or alternatively you can log-in to your account or use our mobile app and click REPAY.
- Please note that all the fees and charges have to be paid in total according to the credit agreement and we will debit your card for the amount due under agreement including the amount you borrowed and interest and other charges accrued.
- As long as the borrowing is paid back on time it will not negatively impact your credit history.